Payment throughput

Roles that need it

• Treasury Operations Analyst
• Liquidity Risk Analyst
• Liquidity Reporting Analyst

Skills it belongs to

• Treasury and cash flow management
• Liquidity metrics (LCR, NSFR)

Related concepts

• Intraday liquidityIntraday liquidity is the money a bank can use during the business day to make payments on time: balances on central bank and correspondent accounts plus credit it can draw intraday. Intraday liquidity risk is failing to make time-critical payments because outflows come before inflows. Basel Committee tools (BCBS 248) measure it.
• CHAPSCHAPS is the UK's high-value sterling payment system, operated by the Bank of England, which settles payments one by one in central bank money through its real-time gross settlement service. It is used for interbank payments, large corporate payments and house purchases, and moved to ISO 20022 messages in 2023.
• Real-time gross settlement (RTGS)Real-time gross settlement (RTGS) is the settlement of payments one by one, as soon as they are processed and without netting, usually in central bank money. It removes settlement risk between participants and needs more liquidity than net settlement. T2 in the euro area, CHAPS in the UK and SIC in Switzerland are RTGS systems.

Sources

• Monitoring tools for intraday liquidity management (BCBS 248), Bank for International Settlements (external site) accessed 31 Oct 2026
• CHAPS, Bank of England (external site) accessed 31 Oct 2026

Updated 31 Oct 2026.