Resolution planning

Roles that need it

• Regulatory Consultant (Banking)
• Treasury Analyst
• Regulatory Change Analyst
• Legal Counsel
• Programme Manager (Banking)

Skills it belongs to

• Basel framework and capital
• Legal research and regulatory interpretation
• Insolvency and restructuring procedures

Related concepts

• Recovery planA recovery plan is the document in which a bank sets out how it would restore its own financial position after severe stress, with indicators that trigger action and a menu of recovery options. The BRRD requires it and supervisors assess it every year.
• Bail-inBail-in is the resolution tool that writes down or converts into shares the claims of a failing bank's shareholders and creditors, so that they bear the losses instead of taxpayers. It follows the creditor hierarchy, and covered deposits are protected.
• MRELMREL, the minimum requirement for own funds and eligible liabilities, is the amount of capital and bail-in-able debt that a bank in the EU must hold so that resolution authorities can absorb losses and recapitalise it. The Single Resolution Board or national resolution authority sets it bank by bank under the BRRD and SRMR.

Sources

• Directive 2014/59/EU (Bank Recovery and Resolution Directive), EUR-Lex (external site) accessed 31 Oct 2026
• Regulation (EU) No 806/2014 (Single Resolution Mechanism Regulation), EUR-Lex (external site) accessed 31 Oct 2026

Updated 31 Oct 2026.