Corporate Treasury Analyst
91% skill overlap
To add: Corporate governance
Your role
Treasury Analyst
Full profileYour role
Also known as Bank treasurer · Deputy bank treasurer · Financial institution treasurer · Head of Treasuryand 3 more
Senior treasury analyst · Treasurer · Treasury clerk
- L3 salary
- Not published yet
- Upcoming dated changes
- 3 changes ahead
What the role does
A treasury analyst manages the cash, funding and financial risks of a bank or financial institution. The role forecasts and positions cash across accounts and currencies, executes or arranges money market, foreign exchange (FX) and funding transactions, monitors liquidity and counterparty limits, supports interest rate and FX hedging, and reports positions to the treasurer and the asset and liability committee. It works with markets, risk, finance and operations teams and needs a sound knowledge of financial markets.
Read a day in the life
A day in the life
The day starts early with the cash position. The analyst checks overnight balances at central bank and correspondent accounts, expected large payments and receipts, and maturing deposits or securities. From this comes the funding need or surplus for the day in each currency. The analyst then arranges placements or borrowing in the money market, FX swaps to move liquidity between currencies, or use of central bank facilities, within approved limits. Mid-morning the analyst confirms that trades are booked correctly and that payments will settle on time, working with operations. Liquidity indicators and limits are checked and any early warning signal is escalated. In the afternoon there is analysis: updating the funding plan, reviewing the cost of funds, preparing data on hedges for finance, or running numbers for the asset and liability committee pack. Before close the analyst rechecks the final cash position and hands over open items.
Levels
- L1 Starting out
- L2 Independent
- L3 Senior or specialist
- L4 Leads a team or an area
- L5 Leads the function
Full level descriptions and job titles
The EFO level names are the common scale; job titles differ between employers.
| Level | What the work looks like | Typical years | Typical job titles |
|---|---|---|---|
| L1 Starting out | Prepares cash positions and forecasts, books and checks routine treasury transactions, monitors limits and learns money markets, FX and treasury systems under supervision. | 0-2 | Banks: Analyst, Junior Analyst, Associate (asset servicing), Trainee, GraduateAsset servicers: Junior, Specialist (entry), Officer |
| L2 Independent | Owns daily cash and funding management for a set of currencies or entities, executes transactions within limits, prepares committee inputs and trains new analysts. | 2-5 | Banks: Analyst / Senior Analyst, AssociateAsset servicers: Specialist, Senior Specialist, Senior Officer |
| L3 Senior or specialist | Manages more complex funding and hedging transactions, improves forecasting models and controls, handles market stress situations and represents treasury in projects. | 5-9 | Banks: Senior Associate, AVP, Assistant ManagerAsset servicers: Senior Specialist, Expert, Team Lead (small team) |
| L4 Leads a team or an area | Leads a treasury team or desk, owns funding plans, hedging programmes and treasury controls, and is the escalation point for liquidity, limit and counterparty issues. | 8-14 | Banks: VP, Manager, Senior ManagerAsset servicers: Team Lead, Manager, Head of Section |
| L5 Leads the function | Accountable for treasury in a legal entity or region as treasurer, sets funding, liquidity and hedging strategy within risk appetite, and reports to the asset and liability committee, board and supervisors. | 12+ | Banks: Director, Executive Director, Managing Director, Head of functionAsset servicers: Head of Department, Director |
Skills
Where the skill weights come from
Each role lists its skills with a tier and a weight. The weights of one role add up to 100 percent.
Source: the EFO role catalogue, built from the ESCO classification and reviewed by the editors.
The percentage is the skill's share of the role; the bars are drawn relative to the anchor skill, which is shown full.
Critical
- Treasury and cash flow managementWeight 14.6%Relevant to you
- FX risk and hedging instrumentsWeight 9.8%Relevant to you
- Working capital managementWeight 9.8%Relevant to you
- Financial markets knowledgeWeight 9.8%Relevant to you
Important and supporting skills 17
Important
- Credit analysis and creditworthinessWeight 4.9%Relevant to you
- Derivatives and how they workWeight 4.9%Relevant to you
- Advanced Microsoft ExcelWeight 4.9%Relevant to you
- Financial statement analysis and ratiosWeight 4.9%Relevant to you
- Risk judgment and escalation instinctWeight 4.9%Relevant to you
- Attention to detailWeight 4.9%Relevant to you
- Payment systems and messaging (SWIFT, ISO 20022, SEPA, ACH, UPI)Weight 4.9%Relevant to you
- Conduct and investor protection rules (MiFID II, FINRA, SEBI)Weight 4.9%Relevant to you
Supporting
- Corporate taxationWeight 2.4%Relevant to you
- Querying data with SQLWeight 2.4%Relevant to you
- Bloomberg Terminal / market dataWeight 2.4%Relevant to you
- Professional written communicationWeight 2.4%Relevant to you
- Working to tight deadlinesWeight 2.4%Relevant to you
- Trade lifecycleWeight 2.4%Relevant to you
Useful
- SAP enterprise systemsWeight 0.8%Relevant to you
- Control mindset (what could go wrong)Weight 0.8%Relevant to you
- Intercompany transfer pricingWeight 0.8%Relevant to you
Processes
The work the role takes part in.
What each process covers
- Treasury and cash managementMain
- Conduct and investor protectionSupporting
- Credit risk and lending decisionsSupporting
- Market risk measurementSupporting
- P&L and valuation controlSupporting
- Payments processingSupporting
Where the role concentrates
How AI is changing the role
Cash positioning, payment monitoring and short-term liquidity forecasting are increasingly automated with treasury management systems and machine learning forecasts.
Read the full assessment
Cash positioning, payment monitoring and short-term liquidity forecasting are increasingly automated with treasury management systems and machine learning forecasts. The European Banking Authority reports growing AI use in banks alongside expectations of strong governance. The World Economic Forum Future of Jobs Report 2025 lists analytical thinking and AI and big data among the top growing skills. Value moves to judging market conditions, choosing funding and hedging strategies, managing stress events and explaining decisions to committees. Analysts who understand both markets and the models behind forecasts are best placed.
Dated changes for this role
- ECB Pontes: DLT settlement in central bank moneyRelevant to you
- CHAPS settlement to start at 01:30Relevant to you
- EU securities settlement moves to T+1Relevant to you
Worth knowing
Salary snapshot
Salary figures are not published yet
The L3 salary range for this role, with its sources, will appear here when the salaries section opens.
Certifications
- ACCA Qualification
- CIMA CGMA
- CFA Program Level I
- ACA Chartered Accountant
Concepts to know
- CET1 (Common Equity Tier 1)
- Intraday liquidity
- LCR (Liquidity Coverage Ratio)
- Repo (Repurchase agreement)
- Additional Tier 1 (AT1)
- ALMM (Additional liquidity monitoring metrics)
- Asset and liability management (ALM)
- Asset encumbrance
All 24 concepts
- Bail-in
- Bond
- Capital buffers
- Cash forecasting
- Cash pooling
- Collateral management
- Contingency funding plan (CFP)
- Duration
- DV01 (Dollar value of one basis point)
- ECMS (Eurosystem Collateral Management System)
- Eurosystem collateral framework
- EVE (economic value of equity)
- FTP (funds transfer pricing)
- G-SIB and O-SII (systemically important banks)
- Hedge accounting
- HQLA (High-quality liquid assets)
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