Mortgage and consumer credit underwriting
Assessing individual borrowers: income and affordability, loan to value, debt to income, credit files and scores, documentation, conditions and exceptions.
Also described as
- credit bureau
- credit score
- DSR
- DTI
- income verification
- loan processing
- LTV
- mortgage underwriting
- underwriting
- affordability
Tools
- Encompass
Roles that need it
Where the weights come from
The weight is this skill's share of each role; the weights of one role add up to 100 percent.
Source: the EFO role catalogue, built from the ESCO classification and reviewed by the editors.
Critical for
- Credit Risk AnalystYour role
- Loan Operations AnalystYour role
- Loan Officer (Retail & SME Lending)Your role
Supporting in
- Retail Banking AdvisorYour role
Processes where it is used
- Credit risk and lending decisions