AnaCredit (Analytical Credit Datasets)

Roles that need it

• Regulatory Reporting Analyst
• Data Governance Analyst
• Credit Risk Analyst
• Loan Operations Analyst
• Data Analyst (Banking)

Skills it belongs to

• Prudential and regulatory reporting (COREP, FINREP, US call reports)
• Data governance, quality and lineage
• Data cleaning and validation

Related concepts

• COREP (Common Reporting)COREP is the EU harmonised supervisory reporting framework for own funds and capital requirements of banks and investment firms under the CRR. It is set out in EBA implementing technical standards and submitted in XBRL to national supervisors, mostly every quarter.
• FINREP (Financial Reporting)FINREP is the EU supervisory reporting framework for financial information: balance sheet, income statement and breakdowns such as non-performing and forborne exposures, built on IFRS or national accounting. Banks submit it in the EBA templates, usually each quarter.
• Validation rules (EBA)EBA validation rules are the checks that a supervisory report must pass, such as totals equal to the sum of their parts or consistency between templates. They are published with each taxonomy release, and a failing report can be rejected by the supervisor.

Sources

• AnaCredit, European Central Bank (external site) accessed 31 Oct 2026
• Regulation (EU) 2016/867 of the ECB on granular credit and credit risk data (ECB/2016/13), EUR-Lex (external site) accessed 31 Oct 2026

Updated 31 Oct 2026.