A payments partnerships manager in acquiring and gateways builds and grows the channels through which merchants reach a payment acquirer or payment service provider. The role signs and manages partners such as payment gateways, e-commerce platforms, software vendors and independent sales organisations, negotiates commercial terms, manages the pipeline, coordinates technical integration and onboarding, and makes sure partner-sourced merchants meet know your customer and card scheme rules and PSD2 requirements.
Read a day in the life
A day in the life
The manager starts by reviewing the partner pipeline in the CRM system: three platforms are in negotiation, two are integrating and one has gone live but brings fewer merchants than forecast. A call with the live partner explores why: their merchants need a local payment method that is not yet enabled, so the manager raises it with the product team. Mid-morning goes to a commercial proposal for an e-commerce platform, with pricing, revenue share and service levels, which the manager reviews with finance and legal. After lunch there is a joint session with the risk and onboarding teams about merchants a partner submitted: some lack documents required for know your customer checks, and one sells products that card scheme rules treat as high risk. The manager agrees a better onboarding flow with the partner. Late afternoon brings a quarterly business review with a gateway, covering volumes, approval rates, chargebacks and next steps. The day ends with updating the forecast.
Levels
L1Starting out0-2 years
L2Independent2-5 years
L3Senior or specialist5-9 years
L4Leads a team or an area8-14 years
L5Leads the function12+ years
Full level descriptions and job titles
The EFO level names are the common scale; job titles differ between employers.
Levels of Payments Partnerships Manager (Acquiring & Gateways)
Level
What the work looks like
Typical years
Typical job titles
L1Starting out
Supports partner managers with research, pipeline data, proposals and onboarding follow-up, and learns acquiring, card schemes, partner models and compliance rules under supervision.
Manages a portfolio of partners end to end, prospects and negotiates standard deals, coordinates integration and onboarding, and is first contact for partners on commercial issues.
Leads strategic or complex partnerships, structures non-standard deals, works with product and risk on new markets or payment methods, and represents partnerships in cross-team projects.
5-9
Banks: Senior Associate, AVP, Assistant ManagerAsset servicers: Senior Specialist, Expert, Team Lead (small team)
L4Leads a team or an area
Leads a partnerships team for a region or segment, owns revenue targets, pricing guidelines and partner risk controls, and is the escalation point for key partners.
8-14
Banks: VP, Manager, Senior ManagerAsset servicers: Team Lead, Manager, Head of Section
L5Leads the function
Head of partnerships or channels for a legal entity or region, sets the partner strategy and commercial standards, and reports to business leadership on growth and risk.
12+
Banks: Director, Executive Director, Managing Director, Head of functionAsset servicers: Head of Department, Director
Specialisations
Specialisations share most of the role and differ in the skills listed here.
AI tools now score leads, summarise partner performance, draft proposals and automate parts of merchant onboarding and know your customer checks.
Read the full assessment
AI tools now score leads, summarise partner performance, draft proposals and automate parts of merchant onboarding and know your customer checks. Routine research and reporting are shrinking. Value grows in negotiation, structuring deals, understanding partner economics and working with risk teams, since fraud and onboarding quality remain central under PSD2 and card scheme rules. The World Economic Forum Future of Jobs Report 2025 lists analytical thinking alongside influence and resilience among the skills employers rate highest.
To add: Insurance products and needs-based selling, Insurance pricing, reserving and product economics, Insurance regulation (Solvency II, IDD, NAIC, IRDAI)
PSD2 (Second Payment Services Directive)The second Payment Services Directive, Directive (EU) 2015/2366 (PSD2), is the EU law on payment services and their providers, applicable since January 2018. It sets authorisation, transparency, execution time and liability rules, created regulated payment initiation and account information services, and required strong customer authentication. PSD3 and the PSR will replace it.
Forecast (rolling forecast)A forecast is the latest estimate of results for the rest of the period, updated as actuals come in. A rolling forecast always looks a fixed number of months ahead, for example 12 or 18, and is often driven by volumes, prices and headcount assumptions.